Additional Retirement Information

The BNSF Retirement Plan (Pension Plan) is a qualified, defined benefit pension plan, which provides retirement benefits to eligible exempt employees. The pension plan is employer paid, and most benefits are insured by the Pension Benefit Guaranty Corporation (PBGC). The pension plan is intended to be one of several sources of retirement income. Other sources of retirement income may include 401(k) plan (The BNSF Investment and Retirement Plan) savings, benefits from the Railroad Retirement Board (RRB), benefits from Social Security and personal savings.

Retirement FAQs

Overview

Exempt employees become participants in the pension plan when they complete one year of exempt service, provided that they are at least 21 years of age. Benefits accrued under the pension plan are based on an individual's exempt service, final average earnings and age at the time benefits commence.

References:

• Refer to the plan details for further details. You may request a copy of the plan or direct any retirement questions by calling the BNSF Retirement Team at 877-451-2363.
• BNSF has partnered with Mercer to administer the BNSF Pension Plan. The Retirement Team at Mercer handles all issues related to the administration of the pension plan.
• If you have any questions about your pension benefit, please call the BNSF Benefits Center at 877-451-2363. Customer Service representatives are available Mondays through Fridays from 8:30 a.m. to 5:30 p.m. Central Time.
• Connect to Vanguard

Exempt Retiree Forms and Applications

The following documents are in PDF format (Get Adobe® Reader®).

• Vanguard – BNSF Non-Exempt 401(k) Retirement Plan Beneficiary Form
• Vanguard – BNSF Investment and Retirement (401k) Plan Beneficiary Form (Exempt Plan)
• Aetna Medical Claim Form
• BCBS Medical Claim Form
• Caremark Prescription Mail Order Form
• Caremark Prescription Reimbursement Form
• Vision Claim Form
• Cigna Medical Claim Form
• PayFlex Health Reimbursement Account (HRA) Claim Form
• UMB Health Savings Account (HSA) Direct Contribution Coupon Form
• UMB Health Savings Account (HSA) Beneficiary Designation Form