Plan Details (Summary Plan Descriptions)

Health and Insurance Benefits

Group 1

BN or SF Retiree – Not Eligible for Medicare

  • You are not eligible for Medicare, and
  • You were a salaried employee of Burlington Northern (BN) or Santa Fe (SF) at the time the companies merged and remained a salaried employee until retirement.
Group 2

SF Retiree – Eligible for Medicare

  • You are eligible for Medicare, and
  • You were a retiree or salaried employee of SF when it merged with Burlington Northern (BN) and remained salaried until retirement.
Group 3

BN Retiree – Eligible for Medicare

  • You are eligible for Medicare, and
  • You were a retiree or salaried employee of Burlington Northern (BN) when it merged with Santa Fe (SF)
Group 4

BNSF Retiree

  • You joined BNSF as a salaried employee after BN and SF merged, or
  • You did not continuously remain in a salaried position after the merger.

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