Scheduled Benefits (Union)

As a BNSF employee, you are valued. You work hard and your contributions to making BNSF a transportation industry leader make a difference. So, in addition to your paycheck you receive a competitive benefits program.

These highlights are intended as a guide for prospective employees. If there are any conflicts between these highlights and the applicable policies/plan/agreement documents, the policies/plan/agreement document will apply.

Health And Welfare Benefits

Medical coverage options for employee and eligible dependents including:
- Retail and mail-order prescription drug benefits
- Mental health and substance abuse care benefits
Dental and vision coverage for employee and eligible dependents the month following one year of service
Life and accidental death and dismemberment insurance for employee only
Supplemental sickness benefit plan for shop craft, BMWE and BRS employees starting on the fifth consecutive day of disability with maximum benefit period of 12 months
Waiting periods and employee monthly contribution determined by respective labor agreement

Retirement

Railroad Retirement Benefits: Instead of Social Security – www.rrb.gov

401(k) Retirement Plan

After meeting the plan's eligibility service requirement, employees may make before-tax and/or after-tax contributions up to 25 percent of pay up to the annual Internal Revenue Service limit
Rollovers are accepted as a direct transfer from previous employer's 401(k) plan

Quality Of Life and Career Fulfillment

Tuition Refund: BNSF Railway provides educational assistance to employees with at least six months of continuous service who pursue job-related degree programs and job-related individual courses at accredited educational institutions

Vacation: Determined by respective labor agreement

Holidays: Determined by respective labor agreement